Janet Cramb & Company/LAER Realty Partners



Posted by Janet Cramb on 4/14/2021


9 Leighton St, Pepperell, MA 01463

Single-Family

$389,000
Price

7
Rooms
3
Beds
1
Baths
Newly renovated 3 bedroom Colonial has it all. Updated kitchen with granite counters and pantry. Open floor plan combines the dinning room and family room/in home office. Living room with gas fireplace can easily can be converted into a first floor bedroom. Full bath on the first floor with washer and dryer. Master bedroom and 2 additional bedrooms on the second floor with wall to wall carpeting. Amenities include: walk up attic, 3 season porch, 2 car detached carport, 12x8 storage shed, walk out basement and a fenced in half acre lot. Convenient to shopping, dining and enjoying the picturesque Nashoba Valley Rail Trail along with the Nashua River. Public water and sewer. Potential to add onto existing structure to create two family.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Janet Cramb on 4/14/2021

Depending on how many years you’ve been working, retirement can seem like it’s too far in the future to worry about or too close to be able to effectively make any real change.

 However, retirement is about more than doing the math and investment planning. Retirement includes making several life decisions, and considering things you may not have thought of before.

 In this article, we’re going to talk about planning aspects of your retirement including your home and assets, your savings and investments, and setting and achieving goals for yourself.

Pay yourself first

If it feels like your paycheck is spent before you get a chance to set any aside each week, you’re not alone. However, it’s never too late to start setting aside money for retirement. The “pay yourself first” theory states that you should set aside a certain amount for bills, savings, and retirement plans before you spend a dime of your paycheck each week.

The easiest way to achieve this is to take advantage of an employer-based contribution matching program such as a 401K. However, if you are self-employed you can still open up an individual retirement account (IRA) or a Solo 401K. With an IRA, you determine where you want to invest your money, and can choose safer or riskier investments based on your own preferences.

Draw up your plan, literally

There’s no better way to start planning than to actually sit down with a notebook or your computer and start figuring out what you want to save and how you want to achieve those savings.

You’ll want to determine how much money you can accrue in your savings account, estimate the price of your assets and properties, and look at the projected return on investment for any IRAs or 401Ks you have in place.

As you likely know, these numbers are all projections. There’s no way to know for sure how much your home will be worth, or how well your investments will do by the time you’re ready to retire.

So, one of the most important aspects of making this checklist is to return to it yearly to determine if you should change your investments or alter your retirement goals.

Determine your lifestyle needs

Whether you have dreams of settling down in a quiet town for retirement, touring the country in an RV, or traveling the world, you’ll need to find out how you can make it possible on your retirement plan.

You and your spouse will need to sit down and draw up a plan for your mutual retirement goals. Determine which expenses you can do away with in retirement so that you can fulfill other goals. Having these conversations now will help you more effectively plan for the future. And, remember that the time of your retirement is always closer than you think.  




Categories: Uncategorized  


Posted by Janet Cramb on 4/13/2021

This Single-Family in Pepperell, MA recently sold for $585,000. This Colonial style home was sold by Janet Cramb - Janet Cramb & Company/LAER Realty Partners.


8 Ridge Road, Pepperell, MA 01463

Single-Family

$549,500
Price
$585,000
Sale Price

10
Rooms
3
Beds
2/1
Full/Half Baths
Attractive Colonial in Shattuck Estates. Over 3000 sqft of living space with 3+ bedrooms and 2.5 baths. This home offers all the additional space to personalize your needs for an in-home office, extended families or additional work space. Meticulously maintained and updated with new roof, windows, central a/c, exterior paint, walkway, furnace, hot water tank, hardwood floors, oak stair case all within the last 3-5 years. Wonderful open floor plan expands from the central island in the updated kitchen into the great room and out to the 3 season screened porch. Master bedroom suite with full bath and walk in closet. Finished 3rd floor walk up with two additional rooms can make a great teen suite. Finished lower level with family room, mudroom and exterior access to the back yard. Landscaped yard with irrigation system w/point well and patio.

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Categories: Sold Homes  


Posted by Janet Cramb on 4/13/2021

This Single-Family in Pepperell, MA recently sold for $508,000. This Colonial,Antique style home was sold by Janet Cramb - Janet Cramb & Company/LAER Realty Partners.


3-7 Mason St, Pepperell, MA 01463

Single-Family

$524,900
Price
$508,000
Sale Price

16
Rooms
6
Beds
4/1
Full/Half Baths
Antique home with several additions. 2 car attached garage, huge attached barn, additional detached barn. Kitchen updated with modern features. Huge family room with vaulted ceiling. Tons of potential with unfinished addition. This has potential to be converted into many different possible uses. Large oversize lot size might have the possibility of subdividing.

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Categories: Sold Homes  


Posted by Janet Cramb on 4/7/2021

This Multi-Family in Pepperell, MA recently sold for $600,000. This style home was sold by Janet Cramb - Janet Cramb & Company/LAER Realty Partners.


3-7 Main Street, Pepperell, MA 01463

Multi-Family

$589,000
Price
$600,000
Sale Price

5
Units
4,993
Approx. GLA
ATTENTION INVESTORS or OWNER OCCUPIED. Rare opportunity to own a 5 family in Pepperell. Three 2-bedroom units, one 3 bedroom unit and a 2 bedroom stand alone house. All utilities are metered individually. Tenants pay heat and electric landlord pays water/sewer. Updated electrical and heating systems. Fully leased with excellent rental history. Long term tenants paying below market rents. Plenty of off street parking. 48 hour notice required for all appts. Showings start Monday, January 18th. 48 hour notice to show.

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Categories: Sold Homes