Janet Cramb & Company Real Estate



Posted by Janet Cramb on 12/27/2017

For those who want to acquire a stellar house at a budget-friendly price, it pays to work with a diligent real estate agent. In fact, some of the top reasons to hire a diligent real estate agent include:

1. A diligent real estate agent knows all about the housing market.

Are you still unsure about what differentiates a buyer's market from a seller's market? No worries, as a diligent real estate agent can teach you everything you need to know about the housing market.

A diligent real estate agent will dedicate the necessary time and resources to help you become an informed home shopper. That way, you can enter the real estate market with the support and insights that you need to succeed.

Also, a diligent real estate agent is ready to respond to any homebuying concerns and questions. This housing market professional can serve as an expert homebuying resource who can help you achieve the best possible results during the property buying journey.

2. A diligent real estate agent can help you establish realistic homebuying expectations.

Although it may seem simple to look at houses and find one that can serve you well for years to come, the property buying process may prove to be much more complex than you initially thought. However, a diligent real estate agent can help you map out your homebuying journey so you can avoid potential hurdles along the way.

For example, a diligent real estate agent may encourage you to get pre-approved for a mortgage. Because, with a mortgage in hand, you can begin your home search with a clear understanding of how much money you can spend on a house.

A diligent real estate agent may ask you to differentiate between "must-haves" and "wants" for your dream residence. And with a homebuying checklist in hand, you can narrow your home search and accelerate your quest for the perfect residence.

3. A diligent real estate agent can help you handle homebuying negotiations.

Let's face it homebuying negotiations can be tricky, particularly if you're forced to work with a stubborn home seller. But with a diligent real estate agent at your side, you can get the assistance you need to purchase your dream house at your ideal price.

A diligent real estate agent can negotiate with a home seller on your behalf and keep you up to date at each stage of a negotiation. Then, as homebuying negotiations progress, a diligent real estate agent will be able to offer tips and guidance to help you make informed decisions.

In addition, a diligent real estate agent can help you minimize stress throughout homebuying negotiations. If these negotiations become too stressful, a diligent real estate agent will do everything possible to help you stay calm, cool and collected as well.

If you're planning to buy a home in the near future, hiring a diligent real estate agent is a must. This housing market professional will do what it takes to ensure you can purchase a wonderful residence that matches or exceeds your expectations.




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Posted by Janet Cramb on 7/5/2017

Purchasing a home represents a life-changing decision, and as such, should not be taken lightly. Instead, a homebuyer will want to consider the pros and cons of buying a particular residence, along with the benefits of purchasing a house in the first place.

Ultimately, there are many benefits of buying a house, including:

1. Predictable Housing Costs

For many renters, it can be difficult to determine how much housing costs may vary year to year. Plus, renters may be forced to move from one location to the next as soon as a lease expires something that could prove to be both time-consuming and costly.

Homebuyers can reap the benefits of predictability, and for good reason. Typically, a homebuyer will be able to pay predictable mortgage costs for the life of a home loan. This individual also won't have to worry about committing substantial time and resources to move regularly. On the other hand, a homebuyer will be able to relocate to a house that he or she owns and enjoy this property for years to come.

2. Home Appreciation

A home offers a terrific asset, one that may increase in value over an extended period of time.

Typically, a well-maintained home will become more valuable over the years, particularly for homeowners who keep their residences looking great. This means if you ever decide to sell your home down the line, you may be able to receive offers that exceed what you initially paid for it.

3. Exceptional Privacy

Finding a place to call your own can be tough. However, homeowners can enjoy unprecedented privacy, as their residences enable them to take a break from the hustle and bustle of the outside world any time they choose.

A home offers a wonderful place where you can relax with family members and friends or on your own. And remember, you can always modify your home to further increase your privacy as well.

4. Unparalleled Security

If you rent a property and break your lease, your landlord can kick you out of your home. Comparatively, if you purchase a house, you own the property. This means you will always have a roof over your head and can rest comfortably in your very own place.

Buying a home can instill a sense of pride in an individual. Furthermore, a homeowner can take solace in the fact that his or her residence is a safe place and enjoy it day after day.

Ready to purchase a house? Not so fast. You'll first want to contact a real estate agent who can guide you through each stage of the homebuying process. That way, you can receive support from a friendly, expert real estate agent and ensure that you can secure your dream home quickly and effortlessly.

Reach out to a real estate agent today you'll be happy you did. With a real estate agent at your side, you can navigate the homebuying process and find your ideal house.




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Posted by Janet Cramb on 5/24/2017

One of the worst mistakes you can make when looking for a new home is to allow yourself to become discouraged. Once that happens, your energy level drops, your optimism wavers, and your standards slide.

Searching for just the right house for you and your family may take longer than you expect, but success is often right around the corner! In the mean time, persistence and mental focus will help you get past the rough spots and detours. If you decide to work with a real estate buyers' agent, they will help keep you motivated, encouraged, and updated on new listings.

Although a certain amount of flexibility is necessary when you're in the market for a new home, there are advantages to having a clear picture in your mind of what you're looking for. There are a lot of factors that can play a role in your degree of happiness and comfort in a new home, and it's vital to recognize exactly what those key features and characteristics would be.

Here are a few things to mull over as you visit homes for sale and compare the pluses and minuses of each.

  • Location: In addition to seeking out a neighborhood that's convenient for shopping, commuting, and meeting your family's needs, it also pays to keep investment value in mind. While nobody can look into a crystal ball and say with absolute certainty that property values will increase in the foreseeable future, there are educated guesses and projections that can be made based on trends and available data. An experienced real estate agent can be one of your best resources in determining whether a neighborhood is growing or declining. Very often there are telltale signs that are worth paying close attention to when evaluating different homes for sale.
  • Architectural style: While many house hunters are only interested in features like square footage, lot size, and the quality of the school district, you may have preferences for specific architectural styles. Finding a house that conforms to your architectural preferences can make a big difference in your level of satisfaction. Although there are more than thirty different styles from which to choose, many people lean toward Colonial houses, Craftsman style homes, Contemporaries, Ranch houses, Tudors, Victorians (Queen Anne, for example), Cape Cods, Art Deco houses, Split Levels, and Bungalows. Other style possibilities include Dutch Colonials, Georgian-style houses, and Spanish-influenced architectures , such as the Monterey, Spanish Eclectic, and Pueblo. While some styles tend to be mostly confined to certain areas of the country, most communities have a wide array of architectural styles available to home buyers.
  • Condition of the Home: Some of a house's flaws are easy to spot, while others may require the expertise of a certified house inspector. The extent to which you're willing to make repairs, updates, and renovations to a new home will be one key factor that will determine which house is best for your needs, goals, and budget.
There are literally dozens of features, characteristics, and quality standards to keep in mind when shopping for a new home, but location, structural condition, and style are three factors that are well worth including on your priority list.





Posted by Janet Cramb on 4/12/2017

Want to find your dream house quickly and effortlessly? You're not alone. In fact, many homebuyers across the United States browse the real estate market regularly in the hopes of finding their perfect residence.

Fortunately, there are numerous ways for homebuyers to accelerate the process of purchasing a house, and here are three tips to help homebuyers discover their dream houses without delay.

1. Set Realistic Expectations for Your Home.

When it comes to finding a residence, it is important to note that every house has its strengths and weaknesses. Thus, you'll want to set realistic expectations before you begin your search for the perfect home and differentiate the must-haves from the must-wants.

For example, you will need electricity, hot water and other utilities at your new home. On the other hand, you may want a house that features an indoor swimming pool, a fenced-in backyard and other deluxe amenities, but you need to keep in mind that you can live without these features as well.

Make a checklist of what you need and what you want from a future house. By doing so, you can simplify your home search and move one step closer to checking out houses that fulfill your needs perfectly.

2. Get Pre-Approved for a Mortgage.

What good is finding your dream home if you are unable to afford it? Instead, get pre-approved for a mortgage before you start your home search you'll be glad you did. This will allow you to establish a budget for your home search and browse properties accordingly.

Don't forget to consult with multiple lenders as you explore your mortgage options. If you meet with a variety of banks and credit unions, you can find out about all of the financing options that are available.

Furthermore, be sure to check your credit score and get a copy of your credit report from each of the three major reporting bureaus (TransUnion, Equifax and Experian). You are entitled to a free copy of your credit report from each of the major reporting bureaus annually. And if you obtain a copy of your credit report, you can find out your credit score, work to improve it and boost your chances of securing a mortgage.

3. Employ a Real Estate Agent.

Hiring a real estate agent is essential for those who want to accelerate the homebuying process, and for good reason. With a friendly, professionally trained real estate agent at your side, you can learn about new homes that are available, submit offers on residences and more.

Your real estate agent will act as a liaison between you and a home seller. As such, he or she will work on your behalf to ensure you can purchase your dream home as quickly as possible.

Find a real estate agent to help you move along the homebuying process. This housing market expert will be happy to respond to your homebuying concerns and queries, and ultimately, make it easy to navigate each step of the homebuying journey.




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Posted by Janet Cramb on 9/21/2016

Let's face it you're tired of your current living situation and are ready for a change. Luckily, there are many homes available in your area you just need to find a residence that fits your needs and budget. The homebuying process sometimes can become time-consuming and exhausting, but we're here to help you take the guesswork out of finding a residence and ensure you can discover your dream home quickly and effortlessly. Here are three tips that you can use to speed up the homebuying process: 1. Get Pre-Approved for a Mortgage. Why should you look at homes you cannot afford? Instead, you can get pre-approved for a mortgage and search for residences that suit your budget perfectly. Many lenders are available that offer financing for homebuyers nationwide. As a result, you may be able to evaluate a variety of lenders to ensure you're able to get the lowest interest rate on your mortgage. Before you begin your home search, get pre-approved for a mortgage you'll be happy you did! And remember, if you are pre-approved for a mortgage, you may be able to improve your chances of a home seller accepting your offer over others (i.e. from homebuyers who still need to get financing) as well. 2. Employ a Home Inspector. After you submit an offer for a residence, you'll want to hire a home inspector who can evaluate this property to the fullest extent. A home inspector serves as an unbiased third-party who possesses the experience and know-how needed to evaluate a residence. Therefore, this inspector will be able to identify any problem areas before you buy a house. With the right home inspector at your side, you can boost your chances of finding the right home without delay. This inspector will empower you with the insights you need to make an informed homebuying decision, one that could deliver significant benefits both now and in the future. 3. Work with a Real Estate Agent. Although you'd like to find a home as quickly as possible, you may lack the time and resources needed to fully review the real estate market. By hiring a real estate agent, however, you can streamline the process of exploring the real estate market in your area. A real estate agent will collaborate with you, learn about your wants and needs and provide information about residences that match your preferences. This professional can even set up home showings and keep you up to date about open houses in your area. Thus, your real estate agent serves as a dedicated housing market resource and will do everything possible to ensure you can find the perfect home. You'll likely discover a broad assortment of real estate agents available in cities and towns across the United States. And to find the right real estate agent, you'll want to meet with this professional and make sure you're comfortable working with him or her as you embark on your search for your dream residence. Take advantage of the aforementioned tips, and you should have no trouble accelerating the homebuying process.




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